IRS Problems Have a Way of Ruining All Aspects Of Your
Life. They Take A Toll On You Financially, Physically, and Emotionally.
You Can Never Really Forget About Them, As They Always Come Back
Each Morning When You Wake Up!
My name is Theodore “Ted” Kleinman, and I've been
a Certified Public Accountant in Oregon for over twenty-five years.
I provide solutions to taxpayers like you who find themselves
at odds with the IRS.
Your IRS Problems are unlike many other problems in life, which
may in fact go away by themselves. Unfortunately IRS Problems
just continue to get worse and more costly with new penalties
and interest being added each day.
How Does the IRS Expect You to Pay Off Your Taxes If
They Keep Adding Penalties?
I don't know what the IRS thinks, but I do know that they ruin
people's lives every day with these ridiculous penalties. IRS
penalties were supposed to be a slap on the hand to make you learn
from your mistakes. But instead, they are used as a hammer to
pound you into the ground so far that there are only a few options
on how to get out.
What Do They Expect You To Do With Federal Tax Liens
on Your Credit Report?
How Can You Possibly Get a Loan To Pay Them Off, When Your Banker
Won't Even Talk To You? Federal Tax Liens prevent you from being
able to borrow any money for a car or home.
Taxpayers with IRS Problems often have to shop at Buy Here, Pay
Here car lots because these car dealers don't care if you have
a Federal Tax Lien, because they charge so much for the cars and
usually have very high interest rates.
Cars are expensive enough without having to pay 18% to 21% interest
on a used car loan, but with a Federal Tax Lien you don't have
any choices. The banks have gotten so tough on opening new bank
accounts that anyone with a Federal Tax Lien is usually prevented
from even having a simple checking or savings account.
This makes it hard on some taxpayers to cash their paychecks
or to pay their monthly bills. Often they have to pay more money
and use money orders or certified checks just to pay their rent
or utility bills.
Taxpayers With IRS Problems Are Always Looking Over Their
Shoulder For The IRS!
Once you owe the IRS money, they become very aggressive in their
collection attempts. One of the more common collection methods
the IRS uses is the LEVY!
They will use either a Bank Levy or a Wage Levy. If you're lucky
enough to still have a bank account, the Bank Levy allows the
IRS to present your bank with a piece of paper that requires the
bank to immediately withdraw all the money you owe the IRS. Many
times these Bank Levies are wrong, but the IRS doesn't care and
it's up to you to correct the problem. Meanwhile, the checks you've
written are bouncing all over town.
The worst thing about the IRS Bank Levy is that it may capture
your children's, parent's, girlfriend's or spouse's bank account,
if your name happens to be on the account. Even if it's just on
there for convenience. The IRS doesn’t care, they just want
to get paid and they don’t care who pays your taxes.
After the bank has cleaned out all checking and savings accounts
with your name on them, they send the money to the IRS. You should
take this as notice that the IRS will issue another Bank Levy
against you in the future to satisfy any remaining amounts owed
to them.
It's kind of like hitting the lottery for the IRS. Once they
find out how to get your money, they will continue taking your
money by issuing more bank levies. As Bad as The Bank Levy Is,
The Wage Levy (Garnishment) Is Much Worse! The bank levy is a
one shot deal. Meaning that the IRS must continue to issue a new
Bank Levy every time they want to clean out your bank account.
The Wage Levy (Garnishment) is much, much worse. It's designed
to bring you to your knees.
The Wage Levy is issued to your employer and it instructs the
employer to immediately start withholding ridiculously high amounts
of money to pay old tax liabilities in addition to the normal
taxes being withheld. Wage Levies often result in you only receiving
a few hundred dollars per pay period. This usually makes it impossible
to pay your bills and eat. The IRS knows that Wage Levies cause
all types of harm to you and your family, but they mail out thousands
every day.
Having IRS Problems Gets Old!
There can be no real rest and relaxation until your IRS problem
is completely solved. It's hard to keep a good job or get your
credit report cleaned up when the IRS continues to issue Federal
Tax Liens and Wage Levies.
Without a bank account it's difficult to cash your checks or
even pay your monthly utility bills. Even if you're lucky enough
to have a bank account, you have to always worry about the IRS
wiping out all of the money in the account without notice.
Some taxpayers with IRS Problems have just a few assets they
want to hang on to! Then The IRS Pulls Out All Of The Stops. They
Simply Seize Your Assets and Sell Them At An Auction!
Getting the IRS mad enough at you to seize your assets is not
that difficult. Many taxpayers with IRS Problems end up losing
everything to the IRS. For example:
• Autos
• Boats
• Motorcycles
• Real Estate
• Retirement Funds
• Insurance Policies
• Antiques
• Collectibles
• Jewelry
The IRS could care less.
If the taxpayer won't agree to whatever the IRS wants,
then they risk having their assets seized. Do not underestimate
any IRS employee's ability to follow through on the threat of
seizure. Every IRS office in the country has a public list of
recently seized assets and details about the upcoming IRS auction
to sell those seized assets.
Payroll Taxes Are the Worst!
Many small businesses get in Cash Flow Problems for all kinds
of reasons. How they handle these problems, especially when payroll
taxes are involved, usually determines if they stay in business
or not. The IRS takes an extremely strong position on payroll
tax violations. They would rather close the business and sell
off all the assets instead of trying to work out a deal with the
business.
The worst thing about business payroll taxes is that the IRS
has the ability to collect business payroll taxes from anyone
they think was responsible for not paying the taxes. For example,
the business owner or any check signer on the business bank account
may be singled out for collection activity.
They will try everything to get these payroll taxes. Usually
a visit to your home or work is in order to start the collection
procedures. Then all of the weapons in their arsenal can be used
(Liens, Levies, or Seizure) until the taxpayer has agreed to some
type of repayment.
Once the IRS has determined that the business cannot pay the
payroll taxes and they have turned their sights on the individuals
they think are responsible . . . Look Out!
What About Buying A Car or Home?
Driving a new car or an almost new car these days requires you
to borrow or lease the car. That's because they cost so darn much.
Well, without the ability to walk into your local Auto Dealer
and cut a deal on a new or almost new car, you're stuck with that
old unreliable clunker, just because you have a tax problem. It
doesn't seem fair, but it's hard to get an auto loan or lease
when you have an IRS problem.
Home loans are even harder to get. Heck, they are hard to get
when your credit's good if you don't put a pile of money down
on the home. Not having a home to write off causes you to pay
even more taxes than your friends or neighbors because you have
no tax deductions.
People that do have homes and then get into IRS problems, risk
the chance of losing their home to the IRS. Yes, I mean selling
the home and giving the money to the IRS for payment of back taxes
or letting the IRS seize it and selling it at auction. You see,
having a home before you get into IRS problems, may be even worse
than not having a home at all.
For example, if you own a home and then find yourself owing the
IRS $25,000 for some income or payroll taxes, you could be making
house payments on your home that effectively is owned by the IRS.
Once they file a Federal Tax Lien on your home, you can't sell
it without paying off the IRS. This means that you continue making
the monthly payments, continue to take care of the home, and the
IRS just sits there and waits. You pay all the bills on your home
and they get all the equity. What a Deal!
Imagine Having the IRS Attack Your Pension, Retirement
or Social Security Check!
The IRS leaves no stone unturned in it’s never ending quest
to collect all taxes, penalties and interest. Sure, people think
the IRS can't or won't levy retirement funds. They hope that when
they get old, the IRS will forget about them and how much they
owe the IRS.
Don't believe it, the IRS never forgets! They just keep adding
penalties to what you owe each day until they find you, or your
money, or your income source. Then it's Pay Day for the IRS!
Taxpayers With IRS Problems Never Can Build Up Retirement
Funds or Assets!
You'll always be looking over your shoulder for the IRS. This
usually means you have to work until you die. You'll have no opportunity
to save up for the days when you can't or don't want to work anymore.
There Is No End In Sight!
You just get up every day with this incredible large problem on
your shoulders. You wonder if today's the day when the IRS shows
up at work, at home, or if they decide to levy your bank account
or paycheck. It's a large load to bear every day. Most people
around you don't know what you’re going through. You just
keep going, but you know in your heart that doing nothing about
your IRS Problems is not going to make them go away.
Are There Ways Out of IRS Problems?
Yes, there are ways to end IRS Problems, but you must decide to
end them, no one else can decide for you. When you decide that
enough is enough and you want to have the things that everyone
else has and you're really ready to do something about your IRS
Problems, there are options available to you!
Our firm specializes in ending the misery of IRS Problems! There
are many possible ways to end these problems, but they all require
you to take the first step.
No one can help you until you decide to help yourself. We are
very successful in ending IRS Problems, but the taxpayer must
be ready to follow our advice. We can walk you through the IRS
maze. We do all the talking to the IRS. We also handle all the
meetings and correspondences with the IRS.
Our Clients Never Meet With the IRS!
The solutions to solve IRS Problems often include filing old tax
returns to get you in current compliance with the IRS. The IRS
will not negotiate with anyone unless they are current with all
required filings. This means all income tax returns and payroll
tax returns, if you have employees. The IRS assumes that if you
won't at least get your required tax returns filed, then why waste
the time trying to negotiate with you.
It's a rather simple request and we have easy ways to complete
old tax returns. We realize that many taxpayers have lost old
records or just can't find them! We can help you file old tax
returns without any records, but you have to take the first step.
Once we have filed all your old tax returns, then the IRS will
at least listen. What we tell them is how you want to end your
IRS Nightmare by. . . . .
Cutting a Deal to Pay Less Then What You Owe!
How much Less? Well, if you qualify, a lot LESS! The IRS looks
at these old tax liabilities and knows it can't collect most of
them. So they have set up this great new program called Offer
In Compromise. This program allows taxpayers to pay pennies on
the dollar to settle up on old income tax and payroll tax liabilities.
When I say Settle Up, I mean completely, 100%! Once the IRS has
accepted the amount you offer and you pay the reduced amount,
then the IRS releases all Federal Tax Liens. Your IRS nightmare
is over and you get your life back.
Many Taxpayers Have Been Able To Get The IRS To Reduce The Penalties.
For Taxpayers who don't file an Offer In Compromise - They request
the IRS to
Reduce the Penalties! It's a great way to drastically reduce the
total amount you owe the IRS.
Many taxpayers are going through bad times or are currently down
on their luck. So the IRS has another program that takes your
bad times or bad luck into consideration in reducing penalties.
The Amount You Owe The IRS May Not Be That Much .. But Sometimes.
.You Just Need A Little While to Pay Them Off.
We can help you by providing guidance in how to pay the least
amount of taxes owed on your schedule, not theirs. Many taxpayers
use our firm to keep the IRS away from them and their families.
Most of our clients Never Meet or Speak With The IRS. We make
the IRS call US, so our clients can go to work and carry on a
normal life.
Your IRS problem will not go away by itself. You only
have three choices to end your IRS Nightmare. You can do one of
the following:
1. Pay the IRS 100% of What They Think You Owe Today.
2. Set up a Monthly Payment Which Never Goes Away Due to the Additional
Penalties and Interest That Continue to Add Up.
3. Reduce the Total amount You Owe to an Affordable Number and
Get on with the rest of Your Life!
YOU DECIDE
I can help you explore all the choices and options, but you
must take the first step. You can come in for a Free Consultation
to discuss your options in confidence. You have nothing to lose
except the peace of mind most people already enjoy. Why not get
some for yourself and your family. Call my office “toll-free”
today at (888) 297-6001 to for a Free Consultation.
Sincerely,
Theodore “Ted” Kleinman, CPA
P.S. Unless you take the first step to solve your IRS
problem, it will never go away. Call Now (888) 297-6001 to take
this first step. What have you got to lose except a few minutes
of your time. Your Free Consultation may give you back the chance
to get on with the rest of your life. Call Now!
P.P.S. The fact that you read this entire report shows
me that you’re not like the normal person with IRS Problems.
You’re trying to end your IRS Problems. Why not meet with
me for Free? Call Today! (888)297-6001 Don’t procrastinate
any longer. Call Now!
